Personal Lines
Auto
Insurance provides coverage for liability, physical damage and bodily injury resulting from traffic collisions. It also offers financial protection against theft and damages to auto sustained from other things. There are different types of coverages some are mandatory and others are optional. Collision – for damage to the policyholder’s auto from a collision. Comprehensive – for damage to the policyholder’s auto not involving a collision but damage from fire, explosions, floods, earthquakes, theft and riots. Check policy for exclusions. Bodily injury liability – for injuries caused by policy holder occurring in an accident Personal Injury Protection (PIP) – Medical payments for treatment of injuries to the driver and passengers of the policyholder’s car. Property damage liability – for damage, the policyholder causes to others property. Uninsured motorist coverage – for costs resulting from an accident involving a driver who does not have insurance or a hit-and-run driver.
Renters
Ask yourself if you can afford to replace your belongings in an event of fire, theft, or other major loss? Renters’ insurance includes personal property and liability insurance. The tenant’s personal property is also covered against named perils such as fire, theft and vandalism. Renters’ insurance does not include coverage for the dwelling or structure. The amount of renters insurance needed depends on how much your personal property is worth.
MotorCycle
Insurance provides coverage for physical damage and/or bodily injury resulting from traffic collisions and against liability that could arise from actions of motorcycle driver. You may qualify for discounts that could possibly lower your premiums. These may include: Multiple policies Safety courses Renewals Insurance on multiple motorcycles Listed below are some of the coverages for motorcycle: Bodily injury liability / Property damage liability Collision / Comprehensive Medical payments or Personal Injury Protection (PIP) Accessory coverage Motorcycle roadside assistance coverage
Roadside Assistance
We offer packages through Nation Safe Drivers Auto Club at affordable rates. When on the road you'll know that you are covered and protected by an organization that has been caring since 1962! Benefits Include: •24 Hour emergency towing service •24 Hour road service •24 Hour emergency delivery •24 Hour emergency battery service •Auto rental reimbursement •Lost key or lockout service •Rent-a-car discounts •Map routing service •Theft and hit & run protection Liability insurance helps cover the cost of the other driver's property and bodily injury expenses if you're found at fault in an accident. Comprehensive insurance provides coverage for physical damage from events that are out of your control, like theft or vandalism and weather events. Collision insurance helps cover damage when your vehicle collides with another car or object.